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TenX (PAY)
You may have noticed that you have amassed some sort of tokens, coins or cryptocurrencies, but you don't have many places to spend them, so your options are quite limited - TenX has a mission to change that. TenX is a digital wallet and physical card that you can use to spend cryptocurrencies at any store - even if they don't accept cryptocurrencies.
The mission of the TenX team is to make "any blockchain asset immediately spendable." To this end, they built a wallet and card system based on the COMIT network - a routing protocol that enables blockchain payments. TenX Wallet is available for Android, iOS and the web. This multi-currency wallet currently only supports Bitcoin, Ethereum, and Litecoin with plans to handle more altcoins in the future.
You don't have access to your wallet's private keys yet. Instead, TenX stores them in a mix of hot (online) and cold (offline) storage solutions that adhere to industry standards. After integrating the wallet with the COMIT network, you will have full control over your private keys.
You can make transactions using the TenX app or a physical TenX debit card. Unlike some other cryptocurrency cards, all your coin assets remain as cryptocurrencies until you actually make a transaction.