The Travel Rule is a new set of guidelines designed to ensure the security of funds for entities transferring virtual assets. The rules cover the data that must be disclosed during the transaction, as well as prior to execution. We have prepared an article for you where we comprehensively discuss the details of the Travel Rule.
zondacrypto Team
13 novembre 2024
16 marzo 2025
Glossary
Travel Rule - a set of guidelines stemming from FATF Recommendation 16 aimed at preventing money laundering and terrorist financing. It applies to financial institutions involved in the transfer of virtual assets and cryptocurrency companies, known as VASPs. It requires VASPs to obtain and disclose accurate information regarding the sender and recipient of a virtual asset transfer to VASP counterparties or financial institutions, both during and prior to the transaction.
VASP (Virtual Asset Service Provider) – Virtual asset service providers are entities that conduct exchanges between different forms of virtual assets or between virtual assets and fiat currencies. These include, for example, cryptocurrency exchanges, online and offline wallets.
LEI – is a unique global identifier for legal entities involved in financial transactions, also known as an LEI code or LEI number. Its purpose is to help identify legal entities in a globally accessible database.
Originator – the party authorising the transfer of its virtual assets or placing an order for such a transfer.
Beneficiary – the recipient of a given transfer of virtual assets.
Merchant panel – the user panel of our zondacrypto pay platform.
Customer – the person making the payment through the gateway.
What is the Travel Rule?
Under the new Regulation (EU) 1113/2023 on information accompanying transfers of funds and certain crypto-actives (commonly known as the Transfer of Funds Regulation or TFR), we are required to implement the Travel Rule. This means that we must collect and share certain data about the originator and beneficiary of each cryptoasset transfer. This information includes details such as name, address, wallet address and other details.
In most cases, this data will be automatically shared with those involved in processing the transfer. However, in some situations, additional information may need to be collected in order to complete the transfer in accordance with the new regulations.
Compliance with the TFR, including the Travel Rule, is part of a broader regulatory effort to promote transparency and enhance the security of cryptoasset transactions. As an increasing proportion of the market will use Travel Rule in their day-to-day operations, non-compliance could result in difficulties in processing transactions and, in some cases, even rejection.
Note: The described changes will take place on an ongoing basis, while use will be optional until 29.12.2024.After this date – obligatory.
Additional fields will appear on the payment gateway, specifying:
data of the beneficiary of the transaction,
and the target VASP,
which should be completed by the customer when making the withdrawal (towards payment).
If the information from the customer is not complete, the transaction will not be able to be processed immediately. We will then send an email to the email address provided when the payment was generated with a link to a form where the customer can complete the required information.
Required changes
Not applicable.
Optional changes
In order for the customer to receive an email with a link to the form, their email address must be completed at the payment generation stage. Otherwise, the customer will only be able to access the form by going to the payment gateway.
The ability to set a custom beneficiary name for the transaction in your site settings in the merchant panel will be made available.
Fast outgoing payment
Note: The described changes will take place on an ongoing basis, while the use will be optional until 29.12.2024.After this date – obligatory.
In order to correctly order a withdrawal, we will need three new pieces of data. You will complete them via the appropriate form when ordering a quick withdrawal:
transaction beneficiary data,
the name of the target VASP (optional),
LEI or other identification number (in case the beneficiary is a company).
If the mentioned information is not completed, the transaction will not be processed.
Funds withdrawal (API)
Note: The changes described will take place on an ongoing basis, while use will be optional until 29.12.2024.After this date – obligatory.
For a correct withdrawal order, we will need three new pieces of data:
transaction beneficiary data,
the name of the target VASP (optional),
LEI or other identification number (in case the beneficiary is a company).
Required changes
In the withdrawal order requisition, you must provide a parameter specifying the transaction beneficiary details.
In the requisition ordering the withdrawal, you should provide a parameter specifying the name of the target VASP.
Optional changes
In the requisition requesting the withdrawal, you should provide a parameter specifying the LEI or other identification number (in case the beneficiary is a company).
Two-step withdrawal (API)
Note: The changes described will take place on an ongoing basis, while use will be optional until 29.12.2024.After this date – obligatory.
For a correct withdrawal order, we will need three new pieces of data:
transaction beneficiary data,
the name of the target VASP (optional),
LEI or other identification number (in case the beneficiary is a company).
Required changes
In the withdrawal order requisition, you must provide a parameter specifying the transaction beneficiary details.
In the withdrawal ordering the withdrawal, you should provide a parameter specifying the name of the target VASP.
Optional changes
In the requisition requesting the withdrawal, you should provide a parameter specifying the LEI or other identification number (in case the beneficiary is a company).
Mass withdrawal
Note: The changes described will take place on an ongoing basis, while use will be optional until 29.12.2024.After this date – obligatory.
For a correct withdrawal order, we will need three new data:
transaction beneficiary data,
the name of the target VASP,
LEI or other identification number (in case the beneficiary is a company).
Required changes
In the .csv file, you will need to complete the field containing the transaction beneficiary details for each individual withdrawal.
In the .csv file – for each individual withdrawal, you must complete the field containing the name of the target VASP.
Optional changes
In the .csv file – for each individual withdrawal, you should complete the field containing the LEI or other identification number (where the beneficiary is a company).
Deposits
Note: The changes described will take place on an ongoing basis, while use will be optional until 29.12.2024.After this date – obligatory.
When ordering a withdrawal from another platform (VASP), you will be asked to provide three new details:
the details of the beneficiary of the transaction (your details),
the name of the target VASP (zondacrypto),
LEI or other identification number (for a corporate account only).
If you request a withdrawal from a VASP that does not provide Travel Rule information, we will ask you to complete the aforementioned data through the corresponding form.
Required changes
Not applicable.
Optional changes
Not applicable.
Withdrawals
Note: The changes described will take place on an ongoing basis, but use will be optional until 29.12.2024.After this date - obligatory.
To order a withdrawal correctly, we will need three new data:
transaction beneficiary data,
the name of the target VASP (optional),
LEI or other identification number (in case the beneficiary is a company).
You will complete these details at the withdrawal order stage.
Required changes
Not applicable.
Optional changes
Not applicable.
E-commerce plugins
Please note: The changes described will take place on an ongoing basis, while use will be optional until 29.12.2024.After this date – obligatory.
Until the end of 2024, we will make new plugins available on an ongoing basis with the changes in connection with Travel Rule. We will communicate their appearance with a request to install the new plugin.
DISCLAIMER
Questo contenuto non costituisce alcun consiglio di investimento, consulenza finanziaria, consulenza di trading o qualsiasi altro tipo di consulenza e non deve essere considerato come tale; zondacrypto non raccomanda di acquistare, vendere o detenere alcuna criptovaluta. Investire in criptovalute comporta un rischio elevato. Esiste il rischio di perdere i fondi investiti a causa delle variazioni dei tassi di cambio delle criptovalute.
goal.pl: Pogoń ha prolungato il suo contratto con un partner chiave. “Questo è il nostro successo e allo stesso tempo una sfida”.
Il Pogoń Szczecin e zondacrypto hanno annunciato lunedì il rinnovo e l'estensione del loro accordo di sponsorizzazione. Il logo del leader del mercato delle criptovalute nella nostra parte d'Europa continuerà a essere visibile sulle maglie dei Facchini.
MilanoSportiva: zondacrypto sponsor ufficiale di criptovalute del Giro d’Italia Women
zondacrypto, tra i principali exchange regolamentati di criptovalute in Europa, è stato annunciato come sponsor ufficiale di criptovalute del Giro d’Italia Women 2025 (Giro Donne), una delle più importanti competizioni ciclistiche femminili a livello mondiale. L’accordo consolida ulteriormente l’impegno dell’azienda nel mondo del ciclismo, già testimoniato dal supporto a eventi di rilievo come Strade Bianche, Milano-Sanremo e Tour de Pologne.
Business Insider: Le criptovalute “incompatibili con il buon costume”, ma le tasse vanno pagate. Il Ministero della Digitalizzazione prende una decisione sorprendente
Il Ministero della Digitalizzazione ha negato alla borsa di zondacrypto l'accesso al meccanismo di condivisione dei dati dell'applicazione mObywatel. Non ci sarebbe nulla di sorprendente se non fosse per il motivo della decisione: il Ministero ritiene che le criptovalute siano “incompatibili con i buoni costumi”. Il rifiuto è tanto più sorprendente se si considera che un'integrazione identica è già utilizzata da almeno quattro bookmaker autorizzati, un settore del gioco d'azzardo tradizionalmente considerato più rischioso. Questa, tuttavia, non ha incontrato alcuna resistenza da parte dell'amministrazione.
BeInCrypto: CEO di zondacrypto: La mancanza di una legge sulle criptovalute in Polonia è un peccato
L'industria delle criptovalute in Polonia sta affrontando una grande sfida. La legge sulle criptovalute in Polonia è un argomento che deve essere risolto per consentire alle aziende nazionali di competere in Europa, afferma Przemysław Kral, CEO di zondacrypto, in un'intervista esclusiva a BeInCrypto.
Crypto News Flash: Empowering the Future - zondacrypto’s Vision for Crypto and Women’s Sports
In questa intervista esclusiva con Karolina Gwozdz, responsabile legale di zondacrypto, approfondiamo i principi fondamentali che caratterizzano l'approccio dell'azienda al settore delle criptovalute.
Spider's Web: CEO di un importante exchange di criptovalute con radici polacche: bisogna sempre iniziare scoraggiando le persone dalle criptovalute
Durante il Top Marques Monaco 2025, Przemysław Kral, CEO di zondacrypto, ha rilasciato un'intervista a Spider's Web. La conversazione ha riguardato l'approccio dei regolatori polacchi alle criptovalute, ma anche i piani di crescita dell'azienda, le caratteristiche del suo token e dell'IA e l'aspetto che avrà il mercato delle criptovalute tra cinque anni.
sportal.it: Guido Buehler svela i punti di forza di zondacrypto, anche nello sport
Guido Buehler fa parte del management board di zondacrypto. Sportal.it lo ha intervistato a Monte Carlo in occasione di Top Marques Monaco, di cui la piattaforma di scambio di criptovalute è main sponso.
Financemagnates: zondacrypto aggiunge l'AS Monaco a un portafoglio sportivo in crescita
Dopo gli accordi di successo con Juventus FC e Atalanta BC, zondacrypto collabora con l'AS Monaco. Si tratta di un ulteriore passo avanti nella costruzione di una strategia globale che unisce sport e finanza moderna.
Insidersport: AS Monaco Basket unisce le forze con zondacrypto per l'eurolega
In base al nuovo accordo di partnership, il logo di zondacrypto apparirà sulle maglie dell'AS Monaco Basket, evidenziando il ruolo crescente delle criptovalute nello sport professionistico. La collaborazione mira a ispirare e promuovere soluzioni finanziarie innovative.
Pezcyclingnews: Katarzyna Niewiadoma nel nuovo spot dello sponsor zondacrypto
Katarzyna Niewiadoma, una delle migliori cicliste al mondo, diventa ambasciatrice di zondacrypto. Questa collaborazione evidenzia la strategia della piattaforma di unire i mondi dello sport e della finanza moderna.
.png)
.png)
.png)
.png)
+pion.png)
.png){kind=small}
